Property Loans & Lending Solutions

At Approvd, we offer three distinct types of loans designed to support developers at varying stages of a project’s lifecycle. Each solution is structured with clear criteria, consistent decision-making, and a practical approach to funding.

3 Distinct Property Lending Solutions

Vacant Land Funding

Supports funding of subdivided sections and land acquisition before detailed development plans or construction funding are in place.

Residual Stock Financing

This Approvd financing option helps to release capital tied up in unsold units, supporting liquidity and your future project planning.

Pre-Development Lending

This type of funding is structured to support early-stage feasibility, planning, and site acquisition, available without consents in place.

Property Loans Criteria

We assess each opportunity on its individual merits, focusing on clarity, asset quality, and project fundamentals rather than rigid bank frameworks.

What is considered in a Pre-Development loan?

Pre-development lending focuses on the underlying asset value, acquisition rationale, early-stage plans, and the viability of exiting via a development or construction loan facility. Funding decisions are guided by defined criteria and a clear understanding of the intent for the site.

What is considered in a Residual Stock loan?

Residual stock funding considers the quality of the completed asset, remaining stock profile, pricing expectations and overall market conditions. Our aim is to provide practical funding that supports capital efficiency without unnecessary complexity.

What is considered in a Vacant Land loan?

Vacant land funding is assessed based on location, asset quality, intended use, exit strategy and the overall funding structure. We focus on providing clarity early so expectations are well understood from the outset.

Our success stories

“The Team at Approvd simplified a rather complex task and got us moving in the right direction with planety of time to spare”

Jason Doe

EVEREST INDUSTRIES

“The Team at Approvd simplified a rather complex task and got us moving in the right direction with planety of time to spare”

Jason Doe

EVEREST INDUSTRIES

“The Team at Approvd simplified a rather complex task and got us moving in the right direction with planety of time to spare”

Jason Doe

EVEREST INDUSTRIES

Strategic Lending for Your Project

From securing a development site to holding completed stock or unlocking value in vacant land, funding is aligned with the opportunity in front of you. Our goal is to deliver straightforward, well-structured finance that keeps projects moving and capital working effectively.

Make an obligation-free enquiry now

Share a brief overview of your project and funding requirements. We will review the details and confirm whether one of our lending solutions is suitable, with clear guidance on next steps.